Short/Long Term Disability

Short term and long term disability plans are often obtained through your Employer. Short term disability is meant to cover a brief absence from work, such as pregnancy or surgery. Long term disability is meant to cover you if you are going to be unable to return to work for some time, or perhaps unable to return at all.

Unlike Social Security Disability, where everyone’s “policy” is identical, short term and long term disability plans are governed by the policy written by the insurance company. Thus, benefits can vary widely across plans and across employers. Given that the insurer writes the policy, the terms and disability findings are often slanted toward the Insurance Company. If you have been denied short term or long term disability, keep in mind that you may only have one chance to appeal.Contact us today to speak with an experienced attorney.

Legitimate Disability Claims are Often Denied

It is an unfortunate reality that individuals who truly need disability benefits are wrongfully denied. Disability insurance plan administrators can be difficult and they are not necessarily inclined to pay out benefits as they should. You will need a skilled disability attorney on your side. Fighting against bureaucracy and the tricks of the trade that insurers and administrators have at their disposal is difficult, but we are here to guide you and prepare to file a successful appeal.

Get Help With Your Disability Claim

If you are preparing to file for short term or long term disability benefits, remember that you may only have a limited time to do so. Many plans will not consider a claim that is brought too long after you have been out of work. Additionally, after a denial you only have a limited time to appeal. If you have been denied short term or long term disability benefits, let us help you through the process.